[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bratsky.cz\/financni-gramotnost-je-potreba-pestovat-jiz-od-zakladni-skoly\/#Article","mainEntityOfPage":"https:\/\/www.bratsky.cz\/financni-gramotnost-je-potreba-pestovat-jiz-od-zakladni-skoly\/","headline":"Finan\u010dn\u00ed gramotnost je pot\u0159eba p\u011bstovat ji\u017e od z\u00e1kladn\u00ed \u0161koly","name":"Finan\u010dn\u00ed gramotnost je pot\u0159eba p\u011bstovat ji\u017e od z\u00e1kladn\u00ed \u0161koly","description":"Probl\u00e9mem mnoha dne\u0161n\u00edch lid\u00ed se st\u00e1vaj\u00ed dluhy. Do takov\u00fdch nep\u0159\u00edjemn\u00fdch finan\u010dn\u00edch pot\u00ed\u017e\u00ed se lid\u00e9 dost\u00e1vaj\u00ed","datePublished":"2018-12-15","dateModified":"2023-05-16","author":{"@type":"Person","@id":"https:\/\/www.bratsky.cz\/author\/#Person","name":"","url":"https:\/\/www.bratsky.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4e6a74466e4227c12d5306875d08720cdfce3572213740db6f4a2e5e46e710ff?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4e6a74466e4227c12d5306875d08720cdfce3572213740db6f4a2e5e46e710ff?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bratsky.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bratsky.cz\/wp-content\/uploads\/img_a332715_w2597_t1545732061.jpg","url":"https:\/\/www.bratsky.cz\/wp-content\/uploads\/img_a332715_w2597_t1545732061.jpg","height":0,"width":0},"url":"https:\/\/www.bratsky.cz\/financni-gramotnost-je-potreba-pestovat-jiz-od-zakladni-skoly\/","wordCount":352,"articleBody":" Probl\u00e9mem mnoha dne\u0161n\u00edch lid\u00ed se st\u00e1vaj\u00ed dluhy. Do takov\u00fdch nep\u0159\u00edjemn\u00fdch finan\u010dn\u00edch pot\u00ed\u017e\u00ed se lid\u00e9 dost\u00e1vaj\u00ed p\u0159edev\u0161\u00edm proto, \u017ee jsou finan\u010dn\u011b negramotn\u00ed. P\u016fj\u010duj\u00ed si pen\u00edze, proto\u017ee jim to p\u0159ipad\u00e1 snadn\u00e9 a maj\u00ed pocit, \u017ee je to stejn\u00e9, jako by nenad\u00e1le zbohatli. Kupuj\u00ed si spot\u0159ebi\u010de, kter\u00e9 nutn\u011b nepot\u0159ebuj\u00ed, a posl\u00e9ze je nedok\u00e1\u017eou spl\u00e1cet. Mnoho lid\u00ed \u010del\u00ed dluhov\u00e9 spir\u00e1le a pot\u00e1c\u00ed se mezi v\u011b\u0159iteli. V\u017edy\u0165 t\u00e9m\u011b\u0159 polovina \u010cech\u016f m\u00e1 dluhy, a zdaleka se nejedn\u00e1 pouze o klasickou hypot\u00e9ku na d\u016fm. Jak je tedy vid\u011bt, finan\u010dn\u00ed gramotnost by se m\u011bla co nejd\u0159\u00edve dostat na po\u0159ad \u0161kol, nebo\u0165 hroz\u00ed, \u017ee \u0161patn\u00e9 n\u00e1vyky hospoda\u0159en\u00ed s pen\u011bzi se budou mezi jednotliv\u00fdmi generacemi p\u0159en\u00e1\u0161et. Co tedy m\u016f\u017eete d\u011blat proto, abyste nespadli na finan\u010dn\u00ed dno? V ka\u017ed\u00e9m p\u0159\u00edpad\u011b ne\u017eijte na dluh. Pokud na n\u011bco nem\u00e1te pen\u00edze, tak si to zkr\u00e1tka nekupujte a nenechejte se nachytat na zd\u00e1nliv\u011b v\u00fdhodn\u00e9 \u00fav\u011bry. Ty v\u00e1m blahobyt nezajist\u00ed, ba naopak se d\u00edky nim s velkou pravd\u011bpodobnost\u00ed dostanete do nep\u0159\u00edjemn\u00e9 situace, kter\u00e1 v\u00e1s pomalu pot\u00e1hne ke dnu. Pokud u\u017e si mus\u00edte p\u016fj\u010dit, dob\u0159e si ohl\u00eddejte, jak\u00e9 budete platit \u00faroky, kolik v\u00e1s to bude m\u011bs\u00ed\u010dn\u011b st\u00e1t, a zda na to v\u016fbec m\u00e1te. Odkl\u00e1dejte si finan\u010dn\u00ed rezervu. Nikdy nev\u00edte, kdy v\u00e1m p\u0159ijde vhod. Rozhodn\u011b byste tedy nem\u011bli \u017e\u00edt od v\u00fdplaty k v\u00fdplat\u011b, ale pravideln\u011b spo\u0159it, t\u0159eba po mal\u00fdch \u010d\u00e1stk\u00e1ch. Pi\u0161te si sv\u00e9 p\u0159\u00edjmy, ale p\u0159edev\u0161\u00edm v\u00fddaje. Pokud nic nezanedb\u00e1te a budete pravideln\u011b a poctiv\u011b zaznamen\u00e1vat v\u0161echny polo\u017eky, tak mo\u017en\u00e1 brzy p\u0159ijdete na to, \u017ee utr\u00e1c\u00edte mnoho pen\u011bz za hlouposti, bez kter\u00fdch se m\u016f\u017eete obej\u00edt.                                                                                                                                                                                                                                                                                                                                                                                         4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed gramotnost je pot\u0159eba p\u011bstovat ji\u017e od z\u00e1kladn\u00ed \u0161koly","item":"https:\/\/www.bratsky.cz\/financni-gramotnost-je-potreba-pestovat-jiz-od-zakladni-skoly\/#breadcrumbitem"}]}]