[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bratsky.cz\/financni-gramotnost-deti-aneb-jak-na-to\/#Article","mainEntityOfPage":"https:\/\/www.bratsky.cz\/financni-gramotnost-deti-aneb-jak-na-to\/","headline":"Finan\u010dn\u00ed gramotnost d\u011bt\u00ed – aneb jak na to.","name":"Finan\u010dn\u00ed gramotnost d\u011bt\u00ed – aneb jak na to.","description":"     Z\u00e1kladem je j\u00edt na\u0161im ratolestem p\u0159\u00edkladem. Abychom my sami um\u011bli zodpov\u011bdn\u011b zach\u00e1zet s pen\u011bzi.","datePublished":"2019-10-25","dateModified":"2023-05-16","author":{"@type":"Person","@id":"https:\/\/www.bratsky.cz\/author\/#Person","name":"","url":"https:\/\/www.bratsky.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4e6a74466e4227c12d5306875d08720cdfce3572213740db6f4a2e5e46e710ff?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4e6a74466e4227c12d5306875d08720cdfce3572213740db6f4a2e5e46e710ff?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bratsky.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bratsky.cz\/wp-content\/uploads\/img_a358008_w3851_t1572352884.jpg","url":"https:\/\/www.bratsky.cz\/wp-content\/uploads\/img_a358008_w3851_t1572352884.jpg","height":0,"width":0},"url":"https:\/\/www.bratsky.cz\/financni-gramotnost-deti-aneb-jak-na-to\/","about":["Dom\u00e1cnost"],"wordCount":689,"articleBody":"     Z\u00e1kladem je j\u00edt na\u0161im ratolestem p\u0159\u00edkladem. Abychom my sami um\u011bli zodpov\u011bdn\u011b zach\u00e1zet s pen\u011bzi. Mus\u00edme m\u00edt na pam\u011bti, \u017ee hlavn\u011b v pozd\u011bj\u0161\u00edm v\u011bku se d\u011bti tak\u00e9 u\u010d\u00ed z na\u0161ich zku\u0161enost\u00ed a chyb. Ne jen z na\u0161eho vypr\u00e1v\u011bn\u00ed.\tD\u011bti u\u010d\u00edme hrou     Je d\u016fle\u017eit\u00e9 za\u010d\u00edt d\u011bti s problematikou pen\u011bz seznamovat co nejd\u0159\u00edve. Ji\u017e v p\u0159ed\u0161koln\u00edm v\u011bku je dobr\u00e9 u\u010dit je formou z\u00e1bavn\u00e9 hry. Hravost\u00ed a zv\u00eddavost\u00ed se nau\u010d\u00ed, \u017ee si mohou n\u011bjak\u00e9 pen\u00edze u\u0161et\u0159it. Poznaj\u00ed tzv. co je moje, co je tvoje.     Dobr\u00e9 je tak\u00e9 d\u00e1vat jim pravideln\u00e9 kapesn\u00e9 a jeho ud\u011blov\u00e1n\u00ed p\u0159\u00edsn\u011b dodr\u017eovat. Nem\u011bli bychom slevit, kdy\u017e n\u00e1s na\u0161e ratolest bude prosit o dal\u0161\u00ed pen\u00edze, pokud nejsou ur\u010deny ke \u0161koln\u00edm aktivit\u00e1m. Ale tak\u00e9 bychom mu nem\u011bli bezd\u016fvodn\u011b d\u00e1vat m\u00e9n\u011b. Ov\u0161em smysl to m\u00e1 a\u017e v pr\u016fb\u011bhu \u0161koln\u00ed doch\u00e1zky, kdy si um\u00ed sv\u00e9 pen\u00edze spo\u010d\u00edtat. Pro n\u011b je to vlastn\u011b takov\u00fd prvn\u00ed pravideln\u00fd p\u0159\u00edjem a zvykne si s n\u00edm vych\u00e1zet. V dosp\u011blosti se pak l\u00e9pe srovn\u00e1 s t\u00edm, \u017ee m\u00e1 k dispozici jen omezen\u00e9 mno\u017estv\u00ed pen\u011bz.     Tak\u00e9 kdy\u017e n\u011bco rozbij\u00ed, nem\u011bli bychom jim hned kupovat n\u011bco nov\u00e9ho, ale m\u011bli bychom jim vysv\u011btlit, \u017ee na to nejprve mus\u00ed tat\u00ednek a maminka vyd\u011blat.     Ne\u0161kod\u00ed pov\u011bd\u011bt jim o tom, \u017ee n\u011bkter\u00e9 v\u011bci mus\u00ed mamka s t\u00e1tou platit pravideln\u011b. U\u017e prv\u0148\u00e1\u010dkovi m\u016f\u017eeme \u0159\u00edct, \u017ee je pot\u0159eba zaplatit n\u00e1jem, aby m\u011bl kde sp\u00e1t, elektriku, aby si mohl pustit poh\u00e1dku, atd.\tJak motivovat adolescenta      \u010c\u00edm jsou d\u011bti star\u0161\u00ed, t\u00edm maj\u00ed tak\u00e9 v\u011bt\u0161\u00ed n\u00e1roky. V tu chv\u00edli m\u00e1me skv\u011blou p\u0159\u00edle\u017eitost nau\u010dit je myslet na budoucnost. Nap\u0159\u00edklad, kdy\u017e bude cht\u00edt nov\u00fd typ tabletu, m\u016f\u017eeme mu uk\u00e1zat, \u017ee pokud si ka\u017ed\u00fd m\u011bs\u00edc u\u0161et\u0159\u00ed z kapesn\u00e9ho 500 K\u010d, mohl by ho m\u00edt, dejme tomu, za 5 m\u011bs\u00edc\u016f. Pokud si ale zvl\u00e1dne u\u0161et\u0159it ka\u017ed\u00fd m\u011bs\u00edc 800 K\u010d, mohl by si ho koupit u\u017e za t\u0159i m\u011bs\u00edce.      St\u0159edo\u0161kol\u00e1ci u\u017e v\u011bt\u0161inou koukaj\u00ed v\u00edce na sv\u00e9 vlastn\u00ed c\u00edle, ne\u017e na spole\u010dn\u00e9 pot\u0159eby cel\u00e9 rodiny. Proto je dobr\u00e9 s nimi probrat, jak s pen\u011bzi zach\u00e1zet, aby se mohli bez obav postavit na vlastn\u00ed nohy, a\u017e budou p\u0159ipraveni.      M\u011bli bychom je pou\u010dit, jak ukl\u00e1dat sv\u00e9 pen\u00edze. Co d\u011blat, kdy\u017e pot\u0159ebuj\u00ed n\u011bco, co si v tuto chv\u00edli nemohou dovolit (nap\u0159. v\u00fd\u0161e zm\u00edn\u011bn\u00e9 \u0161et\u0159en\u00ed). Je t\u0159eba probrat, \u017ee pokud se uch\u00fdl\u00ed k p\u016fj\u010dce, je dobr\u00e9 ji pravideln\u011b spl\u00e1cet. Vysv\u011btlit, \u017ee z toho plynou v\u00fdhody – nap\u0159\u00edklad n\u011bkter\u00e9 banky nab\u00edzej\u00ed ni\u017e\u0161\u00ed \u00farok klient\u016fm, kte\u0159\u00ed plat\u00ed v\u010das. Naopak pokud nespl\u00e1cej\u00ed \u0159\u00e1dn\u011b, mohou jim hrozit pokuty.      5 bod\u016f, jak nau\u010dit d\u011bti zach\u00e1zet s pen\u011bzi:•        vysv\u011btlit jim to z\u00e1bavnou formou•        nau\u010dit je, \u017ee ka\u017ed\u00e1 v\u011bc m\u00e1 svou hodnotu•        d\u00e1vat jim p\u0159im\u011b\u0159en\u00e9 kapesn\u00e9•        p\u0159ibl\u00ed\u017eit jim, \u017ee jsou v\u011bci, kter\u00e9 je nutn\u00e9 platit ka\u017ed\u00fd m\u011bs\u00edc•        probrat rizika \u00fav\u011brov\u00fdch produkt\u016f                                                                                                                                                                                                                                                                                                                                                                                        4.6\/5 - (16 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed gramotnost d\u011bt\u00ed – aneb jak na to.","item":"https:\/\/www.bratsky.cz\/financni-gramotnost-deti-aneb-jak-na-to\/#breadcrumbitem"}]}]